The bonus will be paid 30 days after you successfully complete all qualifying activities. Maintain a balance of at least $200,000 between your checking and savings accounts for 60 consecutive calendar days following the 21st day to receive a $1,500 bonus, eligible within 90 calendar days. Through July 23, 2023, new Citigold® members may qualify for an attractive account opening bonus.įirst, open a new eligible checking account in the Citigold® Account Package by July 23, 2023, then deposit at least $200,000 in new-to-Citi funds between your checking and savings account within 20 days of opening your accounts. To maintain eligibility and avoid a monthly service fee, the account holder must maintain a minimum combined average monthly balance of $200,000 in eligible linked banking, retirement, and investment accounts. It comes with a white-glove wealth management service that only an institution like Citi can provide.Ĭurrently, Citigold® membership is available nationally. The Citigold® checking account is a checking account with the option to add a savings account. Others are not age-restricted but either offer perks specifically for seniors or simply provide a favorable mix of features and benefits (such as high-interest yields) for older account holders. Best Checking Accounts for SeniorsĪ few of the top FDIC-insured checking accounts for seniors are age-restricted, meaning they’re not open to applicants who don’t meet the sponsor bank’s definition of “senior.” Look no farther than the checking accounts on this list, backed by some of the best banks for seniors around.Īll are either free of monthly maintenance fees for all account holders or have easy-to-attain maintenance fee waivers. Banks don’t market checking accounts to older adults at quite the same rate as they do to students, small-business owners, or general audiences looking for free checking options insured by the FDIC.īut senior-friendly checking accounts do exist, and they’re more common than you might imagine.
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